Important note
The features and risk profiles of the various investment options offered on this website may vary and may involve high risks. For details, please refer to the relevant sales documents and the sales documents of the relevant funds involved.

Your return on investment is calculated or determined by reference to the performance of the relevant fund/asset.

Your return on investment may be lower than the return of the corresponding SFC-approved fund due to the fees and charges charged by the plan.

Early surrender, withdrawal from policy value, suspension of premium payment or failure to pay premiums in full may result in the loss of a large principal and/or a reward that will be paid. If the relevant fund/asset assets perform poorly, the investment loss will be further expanded and all fees and charges will still be deducted.

Part of the investment option is to calculate the return on the performance of the internal management portfolio at the discretion of the company to which the product belongs. These portfolios are not funds approved by the Securities and Futures Commission under the Unit Trust and Mutual Fund Code.

More importantly, you should be aware of the following matters relating to life insurance, any selected additional protection and insurance costs: The insurance company will deduct some fees and charges from your policy value to offset your chosen life insurance and Insurance premium for any additional protection.

After deducting the insurance premium, the amount available for investment in the selected investment option will be reduced.

Based on factors such as age and investment loss, insurance premiums may increase substantially during the policy term of your policy, and as a result you may lose most or even all of your contributions.

If your policy value is not sufficient to write off all continuing fees and charges (including insurance fees), your policy may be terminated early and you may lose all contributions and benefits.

You should check with the intermediary (Kingkey Privilege Wealth Management Limited) for details such as the relevant fees and charges, and the impact on your policy value.

Investment involves risks. You should not make investment decisions solely on the basis of the information on this website. Please refer to the sales documents of the plan for detailed information, including risk factors, charges and product features.